School District 303

Switch to a Card with Purpose 

Give back to the students of District 303 with an exclusive St. Charles District 303 Affinity Visa® Card. Each time you use your St. Charles District 303 Affinity card, KCT will make a donation supporting education and students in our community.

Choose the card that's right for you
Choose from a variety of card programs, each with their own District 303 design. Whichever you choose, you'll receive great benefits from KCT Credit Union and Visa®. All of our District 303 Affinity Visa® Cards include the following benefits:

*Membership and other qualifications apply. Savings and Checking accounts are required to open a KCT Membership. KCT will make the $5 opening deposit for your Savings Account. Checking account minimum opening deposit of $25 must be completed within 60 days of account opening otherwise membership will be closed.

1Visa’s Zero Liability Policy covers U.S.-issued cards only. Does not apply to ATM transactions, certain commercial transactions, PIN or other transactions not processed by Visa. You must notify KCT immediately of any unauthorized use.

The perfect way to pay for everything, every day.

Use your St. Charles District 303 Affinity Visa® Debit Card instead of cash or checks at millions of places worldwide.

  • Simplify your everyday spending and skip the hassles of cash and checks
  • Get enhanced fraud protection with Visa's Zero Liability Policy1
  • Track your expenses online and see them in one convenient place
  • Receive alerts and setup card controls with the KCT Digital Card App

3 ways to use your St. Charles District 303 Affinity Visa® Debit Card:

  1. Purchases at merchant locations
  2. Online purchases
  3. Bill payments, subscriptions and other recurring payments

Become a member* today and support St. Charles District 303 every time you shop!

Not a current KCT member? Click the button below to complete the Membership Application and we will make your opening deposit of $5 in your savings account. Once you submit the form, a KCT Representative will follow-up within one business day to complete your membership.

Become a member

Are you a current KCT Visa® Debit Cardholder?

Make the switch today to start supporting the St. Charles School District 303.

Affinity Card Request Form

Open a Teen Checking2 Account with one of the St. Charles District 303 Affinity Visa® Debit Cards and receive the following benefits:


Deposit Paychecks
Deposit checks with KCT Mobile by snapping a photo of the check.

Make purchases with a St. Charles District 303 Affinity Visa® Debit Card
Shop around town or online without the need to carry cash.

Access to Online and Mobile Banking
Check your accounts, track your purchases, set a budget and more through KCT Online and KCT Mobile.

Establish healthy saving and spending habits2
Our Teen Checking Account is designed to help teens establish healthy saving and spending habits by offering a FREE, everyday checking account and access to financial literacy topics. 

Open a Teen Checking Account at your nearest KCT branch today!

 

1Visa’s Zero Liability Policy covers U.S.-issued cards only. Does not apply to ATM transactions, certain commercial transactions, PIN or other transactions not processed by Visa. You must notify KCT immediately of any unauthorized use.
*Membership and other qualifications apply. Savings and Checking accounts are required to open a KCT Membership. KCT will make the $5 opening deposit for your Savings Account. Checking account minimum opening deposit of $25 must be completed within 60 days of account opening otherwise membership will be closed.
2Teen Checking is designed to help teens establish healthy savings and spending habits by opting out of Courtesy Pay, Overdraft Protection and Regulation E. Must be 13-17 years old to qualify for the Teen Checking Account. Membership and other qualifications apply. Parent or Legal Guardian must be named as joint owner (Teen as primary). Required minimum opening deposit: $25.00.

Switch to a Card with Purpose.

All St. Charles District 303 Affinity Visa® cards are backed by state of the art security and convenience features provided by KCT Credit Union and Visa. Our affinity cards include the following benefits:

  • No annual fees*
  • Track your purchases on KCT Online and KCT Mobile
  • Mobile Wallet enabled (Apple Pay, Samsung Pay and Google Pay)
  • Participate in exclusive Visa Merchant Offers
  • Get enhanced fraud protection with Visa’s Zero Liability Policy1

St. Charles District 303 Affinity Card (7.99% - 12.99% APR)2

Enjoy an easier way to pay, every day.

Give back to St. Charles School District 303 by shopping with the St. Charles District 303 Affinity Visa® card. Enjoy a low fixed rate on all purchases. Shop online or around the world, anywhere Visa is accepted. 

Apply Here

Not a current KCT Member*? Click the button below and complete the Membership Application and we will make your opening deposit of $5 in your savings account. Once you submit the form, a KCT Representative will follow-up within one business day to complete your membership.

Become a Member

Are you a current KCT cardholder? Click below to switch your current KCT card to a St. Charles District 303 Affinity Card.

Affinity Card Request Form

 

 

1Visa’s Zero Liability Policy covers U.S.-issued cards only. Does not apply to ATM transactions, certain commercial transactions, PIN or other transactions not processed by Visa. You must notify KCT immediately of any unauthorized use.

2Annual Percentage Rate (APR). The rate you receive is based on your credit score. Membership and other qualifications apply.

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Membership in KCT Credit Union is open to anyone who lives or works within the following counties: Dekalb, DuPage, Grundy, Kane, Kendall, McHenry, and Cook County west of Route 83.