School District 303

Switch to a Card with Purpose 

Give back to the students of District 303 with an exclusive St. Charles District 303 Affinity Visa® Card. Each time you use your St. Charles District 303 Affinity card, KCT will make a donation supporting education and students in our community.

Choose the card that's right for you
Choose from a variety of card programs, each with their own District 303 design. Whichever you choose, you'll receive great benefits from KCT Credit Union and Visa®. All of our District 303 Affinity Visa® Cards include the following benefits:

*Membership and other qualifications apply. Savings and Checking accounts are required to open a KCT Membership. KCT will make the $5 opening deposit for your Savings Account. Checking account minimum opening deposit of $25 must be completed within 60 days of account opening otherwise membership will be closed.

1Visa’s Zero Liability Policy covers U.S.-issued cards only. Does not apply to ATM transactions, certain commercial transactions, PIN or other transactions not processed by Visa. You must notify KCT immediately of any unauthorized use.

The perfect way to pay for everything, every day.

Use your St. Charles District 303 Affinity Visa® Debit Card instead of cash or checks at millions of places worldwide.

  • Simplify your everyday spending and skip the hassles of cash and checks
  • Get enhanced fraud protection with Visa's Zero Liability Policy1
  • Track your expenses online and see them in one convenient place
  • Receive alerts and setup card controls with the KCT Digital Card App

3 ways to use your St. Charles District 303 Affinity Visa® Debit Card:

  1. Purchases at merchant locations
  2. Online purchases
  3. Bill payments, subscriptions and other recurring payments

Are you a current KCT Visa® Debit Cardholder?

Make the switch today to start supporting the St. Charles School District 303.

Affinity Card Request Form

Open a Teen Checking2 Account with one of the St. Charles District 303 Affinity Visa® Debit Cards and receive the following benefits:


Deposit Paychecks
Deposit checks with KCT Mobile by snapping a photo of the check.

Make purchases with a St. Charles District 303 Affinity Visa® Debit Card
Shop around town or online without the need to carry cash.

Access to Online and Mobile Banking
Check your accounts, track your purchases, set a budget and more through KCT Online and KCT Mobile.

Establish healthy saving and spending habits2
Our Teen Checking Account is designed to help teens establish healthy saving and spending habits by offering a FREE, everyday checking account and access to financial literacy topics. 

Open a Teen Checking Account at your nearest KCT branch today!

 

1Visa’s Zero Liability Policy covers U.S.-issued cards only. Does not apply to ATM transactions, certain commercial transactions, PIN or other transactions not processed by Visa. You must notify KCT immediately of any unauthorized use.
2Teen Checking is designed to help teens establish healthy savings and spending habits by opting out of Courtesy Pay, Overdraft Protection and Regulation E. Must be 13-17 years old to qualify for the Teen Checking Account. Membership and other qualifications apply. Parent or Legal Guardian must be named as joint owner (Teen as primary). Required minimum opening deposit: $25.00.

CO-OP Locator

Find ATMs & Shared Branches

Additional Verification through IDCheck may be required. More information available at participating shared branch locations.

Become a Member

Click here for more information

Due to the recent merger with Consumers Credit Union, and with the approaching systems conversion weekend in February of 2026, all new memberships will be routed through Consumers Credit Union (CCU) at this time.