Get Out of Debt (GOOD) Loan
Stabilize your financial future with KCT's Get Out of Debt Loan and Debt Checkup
Rates as low as 8.99% APR*
Borrow up to $10,000
Have you ever sat down to look at your finances and realize how high of an interest you're paying on your credit cards, or even just wondering how you were able to rack up so much debt? Call us or stop in today to schedule your no obligation Debt Checkup to learn more about how we can help. Our representatives will be able to help you see how a Get Out Of Debt Loan might be the option you need to consolidate debt or even give you lower interest rates. The Get Out Of Debt Loan is a closed end loan, which means up to 84 months, you can borrow up to $10,000 and by making those minimum payments, your debt will be gone!
"I would like to thank Joe Menolascino and KCT for helping me save money. They helped me consolidate my debt. They spent time explaining to me how to help me manage my finances and look at my future. Their generosity and kindness through this whole process never made me feel bad for getting into debt. Instead, they were on my side as a "team" and wanted to walk me through it. I am grateful for their support in a difficult time in my life. Thank you Joe and KCT for going above and beyond. This is why I bank at KCT and not a local bank. They care more about their customers as people. We are not just another number in their book. Great job, KCT!" - Rebecca (Member since 2015)
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*Annual Percentage Rate (APR). Advertised rate is based on excellent credit history, 36-month term, and discount. Membership and other qualifications apply. The interest rate you receive is determined by your credit worthiness and loan term. Other terms and rates available. Payment example: a $10,000 loan with a 36-month term at 8.99% APR would have 36 payments of approximately $318.56, resulting in approximately $1,468.16 in finance (interest) charges. Rates subject to change. All loans subject to approval.
**Members can receive a 0.25% discount on an approved Get Out Of Debt Loan by setting up automatic loan payments at the time of booking. Rate discounts are applied prior to loan disbursement and cannot be applied retroactively. Offer subject to change.
Whatever (Unsecured) Loans
A KCT Whatever Loan is good for…. whatever! Car need repairs or planning a home remodel? The Whatever Loan is perfect for all of life's emergencies or whatever you want. It only takes a minute to apply.
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Share Secured Loan
A KCT Share Secured Loan is designed for those just starting out, or trying to rebuild their credit. By using your share account to secure your loan not only will you save money with a lower interest rate vs. an unsecured loan, but you will also help to build a strong credit history. Applying only takes a minute. When applying, please select "100% Share Secured" under loan type.
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