Youth and Teen Accounts

Their future starts today

With our Youth Savers Account, you can help your child establish healthy saving habits, and receive tools to help them begin practicing.

Practice simple habits of saving:

 • Receive a piggy bank at account opening!

Fill your piggy bank and deposit it at KCT to earn a $5 bonus deposit.*

• Complete one of the following worksheets to win a prize

Click to download: You must have a Youth Savers Account and return the completed worksheet to any KCT branch to receive a prize.




Report Card Rewards

0.25%25 APY up to $5,000

Plus, our Youth Savers Account earns more than a traditional account!
Start saving early on and stay at it!


• Financial Literacy: Points to Ponder with your children

Find new financial articles posted here, four times a year!


*Bring back the filled piggy bank (minimum $10) to deposit into a Youth Savers Account and receive a $5 deposit into the account. Offer redeemable twice ($5 each time). Valid through July 31, 2019. Offer only for ages 13 and under. 
1APY (Annual Percentage Yield). Youth Savers Account eligible for individuals under age 18. Parent or Legal Guardian must be named as join owner (child as primary). Membership and other qualifications apply. 0.25% APY applies to Youth Accounts up to a $5,000 balance, balances above $5,000 will receive the current regular savings rate.

Teen Checking

  • Ages 13-17
  • Minimum opening deposit: $25
  • No annual fees
  • No service fees
  • No minimum balance requirements

Benefits of Teen Checking

Deposit Paychecks
Deposit checks with KCT Mobile by snapping a photo of the check

Make purchases with a KCT Visa Debit Card
Shop around town or online without the need to carry cash
Access to Online and Mobile Banking
Check your accounts, track your purchases, set a budget and more through KCT Online and KCT Mobile
Establish healthy saving and spending habits1
Our Teen Checking Account is designed to help teens establish healthy saving and spending habits by offering a FREE, everyday checking account and access to financial literacy topics


Open a Teen Checking Account at your nearest KCT branch today!

1Teen Checking is designed to help teens establish healthy savings and spending habits by opting out of Courtesy Pay, Overdraft Protection and Regulation E. Must be 13-17 years old to qualify for the Teen Checking Account. Membership and other qualifications apply. Parent or Legal Guardian must be named as joint owner (Teen as primary). Required minimum opening deposit: $25.00.

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