Membership Eligibility

Due to the recent merger with Consumers Credit Union, and with the approaching systems conversion weekend in February of 2026, all new memberships will be routed through Consumers Credit Union (CCU) at this time.

A one-time $5.00 membership fee, which CCU will reimburse*, is required to open your membership.

For existing members, please continue to call us at 847.741.3344, explore our products and services online, or stop by your nearest KCT branch.

*The $5.00 reimbursement does not apply to indirect members and those who join to refinance a loan.

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Membership in KCT Credit Union is open to anyone who lives or works within the following counties: Dekalb, DuPage, Grundy, Kane, Kendall, McHenry, and Cook County west of Route 83.