Online Services

KCT Online

Secure. Convenient. Free. KCT Online offers members secure, 24/7 account access to their account information. Check a balance, make a transfer, view your eStatements, pay your bills, and reorder checks when it’s convenient for you.  Members also have access to secured forms such as Change of Address, Payroll Allocation, Credit Card Balance Transfer, and more via KCT Online.

Login to KCT Online

KCT Mobile

Life is busy! That’s why KCT Mobile offers you the choice of banking anytime, anywhere, from the convenience of your mobile phone. iPhone and Android users can download the free KCT Mobile app from their app store.

Enjoy great features at your fingertips 

  • Deposit Checks
    • Use mobile capture to remotely deposit a check
  • Check your Savings Goals
    • Create savings goals and link one of your accounts to help you save for large purchases
  • Create Budgets
    • Create categorized budgets linked to your accounts to track your monthly spending habits and get alerts when you are nearing your limit
  • View your Accounts
    • View your account balances, transaction history and statements for all of your accounts
  • and more!


Bill Pay

This free electronic service allows members to pay their bills safely and securely through KCT Online or KCT Mobile.  Set-up recurring payments such as utility bills or mortgage payments.  Arrange for one-time payments for a non-recurring bill or to payback that friend/family member.

KCT Digital Card App

More control. More convenience. More confidence. Receive email, text and push notifications whenever your KCT debit or credit card(s) are used. Simply create a login and add your cards to help protect yourself from fraud with the Digital Card App.

Receive alerts on:

  • Transactions over a defined amount
  • International
  • Card not present
  • Declined
  • Gas Station
  • ATM Withdrawal


Don't have a Smartphone? Click here to use the desktop version of the Digital Card app.

Check Re-ordering

Save yourself a little time by re-ordering your checks and checking accessories online. This time-saving tool is both a safe and secure way for you to place your re-order. Check it out.

Credit Card Account Access

Credit card account information may now be viewed via KCT Online.


Tired of a cluttered mailbox?  Sign-up for KCT’s free eStatement service. Members receive an e-mail monthly (quarterly if you only have a basic savings account) notifying them that their eStatement is ready to be viewed. E-Statements can be accessed safely and securely through KCT Online.

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