Online Services

KCT Online

Secure. Convenient. Free. KCT Online offers members secure, 24/7 account access to their account information. Check a balance, make a transfer, view your eStatements, pay your bills, and reorder checks when it’s convenient for you.  Members also have access to secured forms such as Change of Address, Payroll Allocation, Credit Card Balance Transfer, and more via KCT Online.

Login to KCT Online

Bill Pay

This free electronic service allows members to pay their bills safely and securely through KCT Online or KCT Mobile.  Set-up recurring payments such as utility bills or mortgage payments.  Arrange for one-time payments for a non-recurring bill or to payback that friend/family member.


Tired of a cluttered mailbox?  Sign-up for KCT’s free eStatement service. Members receive an e-mail monthly (quarterly if you only have a basic savings account) notifying them that their eStatement is ready to be viewed. E-Statements can be accessed safely and securely through KCT Online.

KCT Mobile

Life is busy! That’s why KCT Mobile offers you the choice of banking anytime, anywhere, from the convenience of your mobile phone. iPhone and Android users can download the free KCT Mobile app from their app store.

Enjoy great features at your fingertips 

  • Deposit Checks
    • Use mobile capture to remotely deposit a check
  • Check your Savings Goals
    • Create savings goals and link one of your accounts to help you save for large purchases
  • Create Budgets
    • Create categorized budgets linked to your accounts to track your monthly spending habits and get alerts when you are nearing your limit
  • View your Accounts
    • View your account balances, transaction history and statements for all of your accounts
  • and more!


KCT Digital Card App

More Control. More Confidence. More Convenience.

Advanced Card Controls

  • Suspend your card when it's lost or stolen and reverse it when you find it.
  • Decline transactions by purchase amount, ATMs, international, gas stations, and card not present (online).

Location Match

  • Enhanced fraud protection when traveling. With location services enabled, the KCT Digital Card App will keep track of your phone's location so purchases are more likely to be approved.

Near Real-Time Alerts

  • Help detect fraud when you setup alerts for purchases, ATM withdrawals, international transactions, gas stations and card not present (online) purchases.

Enroll in Visa Checkout

  • Save time when you shop online
  • Secure and convenient

See how easy it is to get more control of your cards:

Get started is as easy as 1-2-3-4

  1. Download the KCT Digital Card app from your device's app store.
  2. Open and enroll in the app.
  3. Enter your KCT Visa credit or debit card information.
  4. Verify enrollment and you're all set.

Download it today from your app store.


Don't have a Smartphone? Click here to use the desktop version of the Digital Card app.

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