Online Services

KCT Online

Log on to perform most banking transactions, including:
• Account History and Balance Information
• Account Transfers (internal/external)
• Schedule Bill Payments Using KCT’s Free Bill Pay Service
• Mobile Remote Deposit Capture for Depositing Checks (mobile only)
• View Check Images (new feature)
• View eStatements (primary account holders only)
• Update Contact Information

Check your credit score daily!   

Now you can check your credit score each time you log on to KCT Online/Mobile Banking! Credit Score is a free service offered by KCT Credit Union, powered by SavvyMoney®. View your credit report, get up-to-date credit monitoring notifications, find out what affects your score and how to improve it.

To activate and use this free service, simply click Credit Score in KCT Online/Mobile Banking.

Login to KCT Online

 

KCT Mobile

Life is busy! That’s why KCT Mobile offers you the choice of banking anytime, anywhere, from the convenience of your mobile phone. iPhone and Android users can download the free KCT Mobile app from their app store.

Enjoy great features at your fingertips:

  • Deposit Checks
    • Use mobile capture to remotely deposit a check
  • Check your Savings Goals
    • Create savings goals and link one of your accounts to help you save for large purchases
  • Create Budgets
    • Create categorized budgets linked to your accounts to track your monthly spending habits and get alerts when you are nearing your limit
  • View your Accounts
    • View your account balances, transaction history and statements for all of your accounts
  • and more!

     

Check your credit score daily!

Now you can check your credit score each time you log on to KCT Online/Mobile Banking! Credit Score is a free service offered by KCT Credit Union, powered by SavvyMoney®. View your credit report, get up-to-date credit monitoring notifications, find out what affects your score and how to improve it.

To activate and use this free service, simply click Credit Score in KCT Online/Mobile Banking.

 

KCT Digital Card App

More Control. More Confidence. More Convenience.

Advanced Card Controls

  • Suspend your card when it's lost or stolen and reverse it when you find it.
  • Decline transactions by purchase amount, ATMs, international, gas stations, and card not present (online).

Near Real-Time Alerts

  • Help detect fraud when you setup alerts for purchases, ATM withdrawals, international transactions, gas stations and card not present (online) purchases.

Enroll in Visa Checkout

  • Save time when you shop online
  • Secure and convenient

See how easy it is to get more control of your cards:

Get started is as easy as 1-2-3-4

  1. Download the KCT Digital Card app from your device's app store.
  2. Open and enroll in the app.
  3. Enter your KCT Visa credit or debit card information.
  4. Verify enrollment and you're all set.

Download it today from your app store.

     

Don't have a Smartphone? Click here to use the desktop version of the Digital Card app.

Loan Applications

Take advantage of the convenience offered by KCT’s online loan applications. Loan documents can even be signed electronically online, once the loan is approved. Apply from the comfort of your own home anytime by visiting apply.kctcu.org, or call 847.741.3344 during normal business hours and one of our friendly Member Service Representatives will be happy to assist you. You can also schedule an in-person branch visit.

Mortgages
If you’re looking to purchase, buying a home has never been easier. If you already have a mortgage, refinancing can be a helpful tool for home improvement, debt consolidation or simply lowering your monthly payment. We've made the entire application process incredibly easy for you. You can apply 24/7 by visiting homeloans.kctcu.org or by calling 847.741.3344, prompt 2 to speak with our award-winning Residential Lending Specialists. You can also schedule an in-person branch visit. We will guide you every step of the way, and help you find the loan that is the best fit for you.

Student Loan Refinancing
Refinance and consolidate both private and federal student loans into one convenient payment, and take control of your student loans. By qualifying for a lower interest rate or reducing the payback period of the new loan, you could save thousands in interest over the life of the loan. KCT has low rates and flexible payment options to help.

Visit kctcu.studentchoice.org to quickly and easily apply online, and receive conditional approval in just a few minutes. You can also call 847.741.3344 to speak to a helpful KCT representative, or to schedule an in-person visit to one of our branches.

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