As Congress considers new infrastructure spending, lawmakers are considering unconventional sources of revenue to fund their plans. One proposal under consideration would require financial institutions like KCT to report to the Internal Revenue Service (IRS) many activities on accounts with balances over $600. Such an unprecedented grab of your personal financial data raises several concerns.

KCT and Hanover Township are once again teaming up for a community shred event on October 9^th from 9am-11am at the Hanover Township Town Hall at 250 IL Route 59 in Bartlett. Bring your sensitive documents to be shredded safely. Only paper materials will be accepted, small paper clips and staples do not need to be removed. NO plastic bags. Shredding accepted until shred truck is full. Donations will also be accepted for the Hanover Township Food Pantry for non-perishable food, personal care and household items. We hope to see you there!

In this edition we interview our Financial Wellness Educator, Marlen Glenn on how to be financially well. We'll also discuss whether you are better off financing your vacation with a credit card or a closed-end loan and finally we give you five reasons to switch to eStatements!