News & Events

Why you should finance your next car with KCT Credit Union

When shopping for a new set of wheels, your first stop should be right here at KCT Credit Union. Though many people start their process on the dealer's lot, you'll enjoy a lower rate, a simpler loan application, and other benefits by choosing to finance with KCT. 

Let's take a look at the differences in the auto loan process at a car dealership versus KCT.

NOTICE: Changes to Fee Schedule

Please take a moment to review the changes to the fee schedule that will take effect on Nov. 1, 2019.

KCT Earns Editor's Choice™ Award for Community Commitment

KCT Credit Union has earned's Editor's Choice™ Award for Community Commitment, highlighting KCT's support for Illinois community schools and providing financial literacy to our members. We are very honored to have been recognized for our continual community involvement efforts and will continue to strive in Building Stronger Communities Together.

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Featured Rates

Loan Rates as low as
Auto Loan 2.74% APR
Home Equity Loan 4.74% APR
Boat Loan 3.49% APR
RV Loan 3.49% APR
Mortgage Check daily rates
Savings Rates as high as
Certificates 0.75% APY
Money Market 0.25% APY
Primary Share 0.10% APY


APR = Annual Percentage Rate; APY = Annual Percentage Yield

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