KCT Online Banking will be unavailable due to month end maintenance on 2/28/2021 starting at 10PM CST until 3/1/2021 at 2AM CST.

News & Events

Read the latest edition of the KCT Difference Newsletter

In this edition we talk about today's real estate market, checking accounts, and 5 Reasons we overspend (and how to overcome them).

IRS text scam alert

Please be aware of the latest text message scam that claims to be from the IRS. The scam states: "You have received a direct deposit of $1,200 from COVID-19 TREAS FUND. Further action is required to accept this payment into your account.”

— IRSnews (@IRSnews) December 17, 2020

The IRS has stated that "neither the IRS nor state agencies will ever text taxpayers asking for bank account information so that an Economic Impact Payments (EIP) deposit may be made."

Member COVID Loan Assistance

KCT recognizes that many are facing financial hardships during this pandemic. The sooner you contact us, the more options we have to assist you in this difficult time. We will do our best to work with you in setting up a plan to keep missed payments from harming your credit. 

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Featured Rates

Loan Rates as low as
Auto Loan 2.24% APR
Home Equity Loan 3.00% APR
Boat Loan 3.24% APR
RV Loan 3.24% APR
Mortgage Check daily rates
Savings Rates as high as
Certificates 0.60% APY
Money Market 0.30% APY
Primary Share 0.10% APY


APR = Annual Percentage Rate; APY = Annual Percentage Yield

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