News & Events

ECC Foundation Raffle & Luncheon

KCT Credit Union members have an opportunity to donate to the ECC Foundation which raises funds to enable students access to education, improve their lives through learning, and invest in a better tomorrow for themselves, their families, and our community. Raffle tickets are available for purchase in our Elgin Branch, and ECC Foundation Luncheon tickets are available for purchase online.

New Year's Closing

All KCT Branches and Contact Center will be closed Monday, January 1 in observance of New Year's Day. We will be open regular hours Tuesday, January 2. 

Christmas Day Closing

KCT Credit Union will be closed Monday, December 25 in observance of Christmas. We will be open regular hours on Tuesday, December 26. To access your account, use KCT Online or download the KCT Mobile app.

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Featured Rates

Loan Rates as low as
Auto Loan 1.99% APR
Home Equity Loan 3.49% APR
Boat Loan 2.74% APR
RV Loan 2.74% APR
Mortgage Check daily rates
Savings Rates as high as
Certificates 0.75% APY
Money Market 0.25% APY
Primary Share 0.10% APY


APR = Annual Percentage Rate; APY = Annual Percentage Yield

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