In this edition we talk about today's real estate market, checking accounts, and 5 Reasons we overspend (and how to overcome them).

Please be aware of the latest text message scam that claims to be from the IRS. The scam states: "You have received a direct deposit of $1,200 from COVID-19 TREAS FUND. Further action is required to accept this payment into your account.”

— IRSnews (@IRSnews) December 17, 2020

The IRS has stated that "neither the IRS nor state agencies will ever text taxpayers asking for bank account information so that an Economic Impact Payments (EIP) deposit may be made."

KCT recognizes that many are facing financial hardships during this pandemic. The sooner you contact us, the more options we have to assist you in this difficult time. We will do our best to work with you in setting up a plan to keep missed payments from harming your credit.