To safeguard your personal information, please remain vigilant when contacted by anyone claiming to be from KCT Credit Union. Under no circumstances should you share sensitive information such as Social Security numbers, passwords, or financial details over the phone or email without verifying the legitimacy of the request. If you receive suspicious calls, emails, or messages, please contact us at 847-741-3344.

News & Events

Autumn Leaves and Soaring Returns: Discover our Best Fall CD Rates Yet!

Now you can grow your money at a great rate of 5.00% APY* for a 7-month CD (with at least $25,000 in new money added to the CD. Otherwise the rate is 4.85% APY*). We're also offering a 14-month CD at 5.50% APY* (with at least $25,000 in new money added to the CD. Otherwise the rate is 5.25% APY*). This is a limited time offer, so don't delay, visit us at any KCT branch or call 847.741.3344 to speak to an MSR today!


All KCT Branches will be closed on Monday, September 4th!

A friendly reminder that on Monday, September 4th, all KCT branches will be closed in observance of Labor Day. Regular business hours will resume on Tuesday, September 5th. 
You can still call our Contact Center anytime at 847.741.3344 for inquiries such as help with online banking, applying for a loan, credit cards, making a payment and much more. ATMs at all locations will be available for cash withdrawals.

Join us for the Grand Opening of KCT's newest branch location!

In partnership with Elgin Community College, KCT is thrilled to announce the Grand Opening of our newest branch: The Center for Financial Empowerment & Wellness, located in Elgin Community College's Building C Library at 1700 Spartan Drive, Elgin IL. The Grand Opening event will take place from 3-5pm on Wednesday, July 19th, with a ribbon cutting ceremony at 4pm.

Light snacks and refreshments will be served. The public is invited to celebrate this unique partnership between two organizations, both dedicated to serving their community.

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Featured Rates

Loan Rates as low as
Auto Loan 5.24% APR
Home Equity Loan 8.25% APR
Boat Loan 5.74% APR
RV Loan 5.74% APR
Mortgage Check daily rates
Savings Rates as high as
Certificates 5.5% APY
Money Market 0.50% APY
Primary Share 0.10% APY


APR = Annual Percentage Rate; APY = Annual Percentage Yield

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