KCT Online will be unavailable on 8/18/2018 at 10pm CST until 6am CST on 8/19/2018 for system maintenance.

News & Events

Grand Opening of our newest branch

Join us Wednesday, August 1 from 2:00 - 6:00 PM in celebrating the grand opening of our newest KCT branch located in Gail Borden Library's downtown Elgin location. 

Alyssa Tatar Fundraiser

Join KCT Credit Union and Linda Chapa LaVia for a fundraising event for Alyssa Tatar and her family, brave mother of 4 and Marine Veteran.

KCT Downtown Elgin Branch Now Open

Our new KCT branch is open in the Downtown Elgin Gail Borden Library as of Thursday, July 5th!

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Featured Rates

Loan Rates as low as
Auto Loan 2.24% APR
Home Equity Loan 3.74% APR
Boat Loan 2.99% APR
RV Loan 2.99% APR
Mortgage Check daily rates
Savings Rates as high as
Certificates 0.75% APY
Money Market 0.25% APY
Primary Share 0.10% APY


APR = Annual Percentage Rate; APY = Annual Percentage Yield

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