Other Loans

Get Out of Debt Loan

With a Get Out of Debt Loan from KCT you can consolidate your debt into one low interest rate loan. The purpose of the Get Out of Debt Loan is to help members reduce their monthly payments by consolidating credit card and other high-interest debt and by reducing the amount of interest paid. The Get Out of Debt Loan is a closed end loan for up to 36 months. That means if you make the minimum payment for 36 months the debt you consolidated will be gone!

*Annual Percentage Rate (APR). Advertised rate is based on excellent credit history. Membership and other qualifications apply. The interest rate you receive will be determined by your creditworthiness. Payment example: a $1,000 loan with a 36-month term at 7.99% would have 35 payments at $31.43 and a final payment of $31.05 resulting in a total interest payment amount of $131.10. Payment may vary from example if electing KCT Protection. Rates subject to change. All loans subject to approval.

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Whatever (Unsecured) Loans

A KCT Whatever Loan is good for…. whatever! Car need repairs or planning a home remodel? The Whatever Loan is perfect for all of life's emergencies or whatever you want. It only takes a minute to apply. With rates starting as low as 9.99% APR', a KCT Whatever Loan is an easy and inexpensive way to pay for your "whatever". 

'Annual Percentage Rate (APR). Advertised rate is based on excellent credit history. Membership and other qualifications apply. The interest rate you receive will be determined by your creditworthiness. Minimum loan amount is $1,000. Payment example: a $3,500 loan with a 24-month term at 9.99% would have 23 payments at $162.16 and a final payment of $162.02. Payment may vary from example if electing KCT Protection. Loan amount may change the term limit of the loan. Rates subject to change. All loans subject to approval. 

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KCT Promotional Loans

Get ready for the holiday season
From gifts, to home renovations or even a vacation, the KCT Holiday Loan is perfect for whatever the holiday season brings.

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2Annual Percentage Rate (APR). Advertised rate is based on excellent credit history. Membership and other qualifications apply. The interest rate you receive will be determined by your credit worthiness. Payment example: a $5,000 loan with an 18-month term at 4.99% APR would have 17 payments at $289.40 and a final payment of $289.26. Payment may vary from example if electing KCT Protection. Loan amount may change the term limit of the loan. Rates subject to change. All loans subject to approval. Offer valid thru December 31, 2017.

Share Secured Loan

A KCT Share Secured Loan is designed for those just starting out, or trying to rebuild their credit. By using your share account to secure your loan not only will you save money with a lower interest rate vs. an unsecured loan, but you will also help to build a strong credit history. Applying only takes a minute. When applying, please select "100% Share Secured" under loan type.

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Citizenship Loans

Are you, or someone you know, in the process of becoming a United States citizen? First off, congratulations! Secondly, how will the fees required to become a citizen be paid? With a KCT Citizenship loan, aspiring citizens can potentially borrow up to $3,500 to help cover those large fees.

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