Get Out of Debt Loan
With a Get Out of Debt Loan from KCT you can consolidate your debt into one low interest rate loan. The purpose of the Get Out of Debt Loan is to help members reduce their monthly payments by consolidating credit card and other high-interest debt and by reducing the amount of interest paid. The Get Out of Debt Loan is a closed end loan for up to 36 months. That means if you make the minimum payment for 36 months the debt you consolidated will be gone!
Apply now for a KCT Get Out of Debt Loan. With special rates as low as 4.99% APR*, now is the perfect time to consolidate your credit card bills into one low interest payment. Plus, take off an additional .25% when you set up a direct deposit of at least $500 per month into your KCT checking account.
Whatever (Unsecured) Loans
A KCT Whatever Loan is good for…. whatever! Car need repairs or planning a home remodel? The Whatever Loan is perfect for all of life's emergencies or whatever you want. It only takes a minute to apply. With rates starting as low as 9.99% APR**, a KCT Whatever Loan is an easy and inexpensive way to pay for your "whatever". When applying, please select "Unsecured" under loan type.
KCT Promotional Loans
Throughout the year we offer special promotional loans for our members. Currently, we are not running any promotional loans. Members can take advantage of our Get Out of Debt Loan with special rates as low as 4.99% APR' for 36 months.
Share Secured Loan
A KCT Share Secured Loan is designed for those just starting out, or trying to rebuild their credit. By using your share account to secure your loan not only will you save money with a lower interest rate vs. an unsecured loan, but you will also help to build a strong credit history. Applying only takes a minute. When applying, please select "100% Share Secured" under loan type.
Are you, or someone you know, in the process of becoming a United States citizen? First off, congratulations! Secondly, how will the fees required to become a citizen be paid? With a KCT Citizenship loan, aspiring citizens can potentially borrow up to $3,500 to help cover those large fees.