Primary Share (Savings) Account

The Primary Share account establishes you as a KCT Member.
Dividends for the Primary Savings account are compounded and paid quarterly. Members are able to open up to 2 additional savings accounts to help save for taxes, vacation, or any other savings goal. Click here to check the current savings rate. The minimum amount to open a Primary Savings account is $5.00.

Christmas Club Account

Make holiday shopping more convenient with a Christmas Club account.
By setting up an automatic transfer from your checking, you can begin to grow your holiday shopping fund all year-round. Dividends on the Christmas Club account are paid quarterly.

On November 1, your balance will be transferred to your checking account so you can start your holiday season shopping spree. Click here to check the current Christmas Club account rate. The minimum balance to open a Christmas Club account is $5.00.

Money Market Account

Earn higher rates than a traditional savings account without locking in to term limits.
Dividends are paid monthly with a higher rate than the Primary Share account as long as the minimum balance of $2,500.00 is maintained. Click here to check the current Money Market rates.

Share Certificates (CDs)

Competitive rates for long-term goals.
Save for short or long term goals by choosing from a variety of CDs. Terms available from 90-days to 5 years.
Click here to check the current CD rates.

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