KCT Difference

Chartered in 1937, KCT Credit Union was formed through the tireless efforts of Miss Martha Black, a teacher in the then Elgin Public Schools District, and Mr. E. Earl McCoy, then Kane County Superintendent of Schools.  Since that day we have been dedicated to living the credit union philosophy of people helping people.

KCT is a credit union, which means we are not-for-profit. We don’t serve shareholders on Wall Street. Instead we serve you, our member-owners. KCT is owned by all of our members, each owning an equal share in the successes of the credit union through low interest rates on loans and high interest rates on savings.

KCT also believes in the principle of serving our member-owners with financial literacy and education. We know that your financial health is just as important as your physical health. This is why we are advocates for our member-owners in times of economic turmoil, and why we have the ability to create individualized loan and savings products to meet your needs.

About KCT

KCT is a member-owned, not-for-profit financial institution that focuses on helping people that live and work in Fox Valley communities to live better lives financially. Our product line has been developed to help everyone achieve their financial goals regardless of their current financial situation. KCT offers products such as everyday savings/lending needs, transactional services, debt consolidation, financial planning through KCT Financial Services and more.

Building Stronger Communities Together

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