School District U-46

Support U-46 Students
Switch to a Card with Purpose 

Give back to the students of District U-46 with an exclusive U-46 Educational Foundation Affinity Visa® Card. With every purchase made, KCT donates a portion of the transaction to the Foundation to support their efforts in expanding opportunities for students in District U-46.

Learn more about the U-46 Educational Foundation.

Choose the card that's right for you
Choose from a variety of card programs, each with their own District U-46 design. Whichever you choose, you'll receive great benefits from KCT Credit Union and Visa®. All of our District U-46 Affinity Visa® Cards include the following benefits:

Additionally, if you shop with any District U-46 Visa® Rewards Card you have the option to donate your rewards points back to the Foundation.

District U-46 Debit Cards

District U-46 Credit Cards

Become a member* today and support the U-46 Educational Foundation 

Not a current KCT member? Click the button below to complete the Membership Application and we will make your opening deposit of $5 in your savings account. Once you submit the form, a KCT Representative will follow-up within one business day to complete your membership.

Get Started

Already a KCT cardholder?

Choose from the card designs shown below to make the switch today and support the U-46 Educational Foundation.

District U-46 Affinity Visa Cards Maroons Affinity Visa Cards
Royals Affinity Visa Cards Storm Affinity Visa Cards
Hawks Affinity Visa Cards Sabres Affinity Visa Cards

About U-46 Educational Foundation

The U-46 Educational Foundation is a non-profit 501(c)(3) organization aimed at supporting districtwide initiatives that impact students and schools of District U-46 by providing activities that enhance, enrich and complement existing opportunities for students of U-46.

*Membership and other qualifications apply. Savings and Checking accounts required to open KCT Membership. Checking account minimum opening deposit of $25 must be completed within 60 days of account opening otherwise membership will be closed. 
1Visa’s Zero Liability Policy covers U.S.-issued cards only. Does not apply to ATM transactions, certain commercial transactions, PIN or other transactions not processed by Visa. You must notify KCT immediately of any unauthorized use.

Support U-46 Students
The perfect way to pay for everything, every day

Use your U-46 Educational Foundation Affinity Visa® Debit Card instead of cash or checks at millions of places worldwide

  • Simplify your everyday spending and skip the hassles of cash and checks
  • Get enhanced fraud protection with Visa's Zero Liability Policy1
  • Track your expenses online and see them in one convenient place
  • Receive alerts and setup card controls with the KCT Digital Card App

3 ways to use your U-46 Educational Foundation Affinity Visa® Debit Card

  1. Purchases at merchant locations
  2. Online purchases
  3. Bill payments, subscriptions and other recurring payments

Become a member* today and support the U-46 Educational Foundation every time you shop!

Not a current KCT member? Click the button below to complete the Membership Application and we will make your opening deposit of $5 in your savings account. Once you submit the form, a KCT Representative will follow-up within one business day to complete your membership.

Become a member

Are you a current KCT Visa® Debit Cardholder?

Choose a design below and make the switch today to start supporting the U-46 Educational Foundation.

District U-46 Visa Debit Card Maroons Visa Debit Card
Royals Visa Debit Card Storm Visa Debit Card
Hawks Visa Debit Card Sabres Visa Debit Card

Open a Teen Checking2 Account with one of the U-46 Educational Foundation Affinity Visa® Debit Cards and receive the following benefits:


Deposit Paychecks
Deposit checks with KCT Mobile by snapping a photo of the check.

Make purchases with a U-46 Educational Foundation Affinity Visa® Debit Card
Shop around town or online without the need to carry cash.

Access to Online and Mobile Banking
Check your accounts, track your purchases, set a budget and more through KCT Online and KCT Mobile.

Establish healthy saving and spending habits2
Our Teen Checking Account is designed to help teens establish healthy saving and spending habits by offering a FREE, everyday checking account and access to financial literacy topics. 

Open a Teen Checking Account at your nearest KCT branch today!

 

1Visa’s Zero Liability Policy covers U.S.-issued cards only. Does not apply to ATM transactions, certain commercial transactions, PIN or other transactions not processed by Visa. You must notify KCT immediately of any unauthorized use.
*Membership and other qualifications apply. Savings and Checking accounts required to open KCT Membership. Checking account minimum opening deposit of $25 must be completed within 60 days of account opening otherwise membership will be closed. 
2Teen Checking is designed to help teens establish healthy savings and spending habits by opting out of Courtesy Pay, Overdraft Protection and Regulation E. Must be 13-17 years old to qualify for the Teen Checking Account. Membership and other qualifications apply. Parent or Legal Guardian must be named as joint owner (Teen as primary). Required minimum opening deposit: $25.00.

Support U-46 Students
Choose the card that fits you

All of our U-46 Educational Foundation Affinity Visa® Credit Cards come with great convenience and security features from KCT Credit Union and Visa®. Benefits incude:

  • No annual fees*
  • Receive alerts and set up card controls with the KCT Digital Card App
  • Manage your accounts and view transactions through KCT Online and KCT Mobile
  • Mobile Wallet enabled (Apple Pay, Samsung Pay, Google Pay)
  • Use Visa Checkout to make online shopping more convenient
  • Get Visa's Zero Liability Policy1 fraud protection
  • Participate in exclusive Visa Merchant Offers
  • Rental car coverage with Visa's Rental Collision Damage Waiver2 - you'll be covered for damage due to collision or theft on auto rentals. Secure and charge your rental with your District U-46 Visa® Credit Card and decline the collision damage waiver (or loss waiver) offered by the rental agency.

All of our U-46 Educational Foundation Affinity Visa® Rewards Credit Cards come with extra benefits, such as:

  • Earn 1 point for every $1 you spend. Plus, choose from hundreds of great rewards, including gift cards, merchandise, travel and more at affinity.kctrewards.org.
  • Give even more back to students of District U-46 when you opt to donate your points as cashback to the U-46 Educational Foundation.
  • Receive 6,000 bonus points4 when you spend $1,000 in the first 45 days of opening your card. That's enough points for a $50 gift card!

Become a Member" today and support U-46 Educational Foundation

Click the button below and complete the Membership Application and we will make your opening deposit of $5 in your savings account. Once you submit the form, a KCT Representative will follow-up within one business day to complete your membership.

Get started!

District U-46 Visa® Platinum and Visa® Platinum Rewards

Make all your purchases easy and secure, in person or online, and receive competitive interest rates with the District U-46 Visa® Platinum Card. Make all your purchases more rewarding, in person and online, with the District U-46 Visa® Platinum Rewards Card.

District U-46 Visa® Platinum Card

(7.99%-12.99% APR)3

District U-46 Visa Platinum Card

District U-46 Visa® Rewards
Card (11.99%-16.99% APR)3

District U-46 Visa Platinum Card

Already a KCT Cardholder? Switch to a District U-46 Visa® Credit Card.

Hawks Visa® Platinum and Visa® Platinum Rewards Cards

Make all your purchases easy and secure, in person or online, and receive competitive interest rates with the Hawks Visa® Platinum Card. Make all your purchases more rewarding, in person and online, with the Hawks Visa® Platinum Rewards Card.

Hawks Visa® Platinum Card

(7.99%-12.99% APR)3

Hawks Visa Platinum Card

Hawks Visa® Rewards
Card (11.99%-16.99% APR)
3

Hawks Visa Platinum Card

Already a KCT Cardholder? Switch to a Hawks Visa® Credit Card.

Maroons Visa® Platinum and Visa® Platinum Rewards Cards

Make all your purchases easy and secure, in person or online, and receive competitive interest rates with the Maroons Visa® Platinum Card. Make all your purchases more rewarding, in person and online, with the Maroons Visa® Platinum Rewards Card.

Maroons Visa® Platinum Card

(7.99%-12.99% APR)3

Maroons Visa Platinum Card

Maroons Visa® Rewards
Card (11.99%-16.99% APR)3

Maroons Visa Platinum Card

Already a KCT Cardholer? Switch to a Maroons Visa® Credit Card.

Royals Visa® Platinum and Visa® Platinum Rewards Cards

Make all your purchases easy and secure, in person and online, and receive competitive interest rates with the Royals Visa® Platinum Card. Make all your purchases more rewarding, in person and online, with the Royals Visa® Platinum Rewards Card.

Royals Visa® Platinum Card

(7.99%-12.99% APR)3

Royals Visa Platinum Card

Royals Visa® Rewards
Card (11.99%-16.99% APR)
3

Royals Visa Platinum Card

Already a KCT Cardholder? Switch to a Royals Visa® Credit Card.

Storm Visa® Platinum and Visa® Platinum Rewards Cards

Make all your purchases easy and secure, in person and online, and receive competitive interest rates with the Storm Visa® Platinum Card. Make all your purchases more rewarding, in person and online, with the Storm Visa® Platinum Rewards Card.

Storm Visa® Platinum Card

(7.99%-12.99% APR)3

Storm Visa Platinum Card

Storm Visa® Rewards
Card (11.99%-16.99% APR)3

Storm Visa Platinum Card

Already a KCT Cardholder? Switch to a Storm Visa® Credit Card.

Sabres Visa® Platinum and Visa® Platinum Rewards

Make all your purchases easy and secure, in person or online, and receive competitive interest rates with the Sabres Visa® Platinum Card. Make all your purchases more rewarding, in person and online, with the Sabres Visa® Platinum Rewards Card.

Sabres Visa® Platinum Card

(7.99%-12.99% APR)3

Sabres Visa Platinum Card

Sabres Visa® Rewards
Card (11.99%-16.99% APR)
3

Sabres Visa Platinum Card

Already a KCT Cardholder? Switch to a Sabres Visa® Credit Card.

1Visa's Zero Liability Policy covers U.s.-issued cards only. Does not apply to ATM transactions, certain commercial transactions, PIN or other transactions not processed by Visa. You must notify KCT immediately of any unauthorized use.
2Excluded countries include Ireland, Northern Ireland, Israel, Jamaica and other counrties where precluded by law or in violation of the territory terms of the rental agreement. Other restrictions, limitations and exlusions may apply.
3Annual Percentage Rate (APR). The rate you receive is based on your credit score. Membership and other qualifications may apply.
4
KCT Platinum Rewards Cardholders can receive 6,000 bonus points when they make $1,000 in qualified purchases, within the first 45 days of loan opening. Qualified purchases exclude cash advances.
"Membership and other qualifications apply. Savings and Checking accounts are required to open KCT Membership. Checking account minimum opening deposit of $25 must be completed within 60 days of account opening otherwise membership will be closed.

CO-OP Shared Branch Enterprise Car Sales
Verified by VISA Love My Credit Union Rewards
TruStage SallieMae