Credit Cards

Visa Platinum Rewards

Sample KCT Visa Platinum Rewards Card

 

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Earn rewards with every purchase

Make all your purchases more rewarding, in person and online, with a KCT Visa® Platinum Rewards credit card.

  • No Annual Fees*
  • Fixed interest rates at 11.99%, 13.99% or 16.99% APR.' 
  • Mobile wallet enabled
  • Earn 1 point for every $1 you spend. Plus, choose from hundreds of great rewards including gift cards, merchandise, travel and more at KCTRewards.org.
  • Receive 6,000 bonus points when you spend $1,000 in the first 45 days of opening your card. That’s enough points for a $50 gift card!
  • Participate in special offers from hundreds of merchants when you use your KCT Visa Platinum Rewards Credit card. Learn more about current merchant offers at KCTRewards.org.
  • Track your purchases with KCT Online and the KCT Mobile app.
  • Use your card at millions of places, around the corner, online and all over the world.
  • Your purchases are protected with Visa's Zero Liability Policy.**
  • Use Visa Checkout when you shop online to speed up purchasing by eliminating the need to enter your billing and shipping information.
  • With your Visa Platinum Rewards card, you’re covered for damage due to collision or theft with Visa’s Auto Rental Collision Damage waiver''. Secure and charge your rental to your covered card and decline the collision damage waiver (or loss damage waiver) offered by the rental agency.

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'Annual Percentage Rate (APR). The rate you receive is based on your credit score. Membership and other qualifications apply.

**Visa’s Zero Liability Policy covers U.S.-issued cards only. Does not apply to ATM transactions, certain commercial transactions, PIN or other transactions not processed by Visa. You must notify KCT immediately of any unauthorized use.

''Excluded countries include Ireland, Northern Ireland, Israel, Jamaica and other countries where precluded by law or in violation of the territory terms of the rental agreement. Other restrictions, limitations and exclusions may apply.

 

Visa Platinum

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Enjoy an easier way to pay, every day.

Make all your purchases easy and secure, in person and online, and receive competitive interest rates with a new KCT Visa® Platinum Credit card. 

Enjoy the convenience of Visa and great service from KCT

  • Simplify your everyday purchases
  • No annual fees*
  • Mobile wallet enabled
  • Fixed interest rates at 7.99%, 9.99% or 12.99% APR'
  • Get Visa's Zero Liability Policy fraud protection**
  • Use it at millions of places worldwide
  • Track all your purchases with KCT Online and the KCT Mobile app
  • Use Visa Checkout when you shop online to make purchasing more convenient
  • With your Visa Platinum card, you’re covered for damage due to collision or theft with Visa’s Auto Rental Collision Damage waiver''. Secure and charge your rental to your covered card and decline the collision damage waiver (or loss damage waiver) offered by the rental agency.

Apply Now

 

'Annual Percentage Rate (APR). The rate you receive is based on your credit score. Membership and other qualifications apply.

**Visa’s Zero Liability Policy covers U.S.-issued cards only. Does not apply to ATM transactions, certain commercial transactions, PIN or other transactions not processed by Visa. You must notify KCT immediately of any unauthorized use.

'Excluded countries include Ireland, Northern Ireland, Israel, Jamaica and other countries where precluded by law or in violation of the territory terms of the rental agreement. Other restrictions, limitations and exclusions may apply.

 

Visa Classic

Make all your purchases easy and secure, in person and online.

Build your credit with the KCT Visa Classic Credit card


Apply today for a KCT Visa Classic Credit card. This is the perfect card for members who are looking to establish or rebuild their current credit score. 

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  • Simplify your everyday purchases
  • No annual fees*
  • Mobile wallet enabled
  • Fixed interest rates at 17.99%, 19.99%, 23.99% or 27.99% APR'
  • Get Visa's Zero Liability Policy fraud protection**
  • Track all your purchases with KCT Online and the KCT Mobile app
  • Use Visa Checkout when you shop online to make purchasing more convenient
  • With your Visa Classic card, you’re covered for damage due to collision or theft with Visa’s Auto Rental Collision Damage waiver''. Secure and charge your rental to your covered card and decline the collision damage waiver (or loss damage waiver) offered by the rental agency.

 

'Annual Percentage Rate (APR). The rate you receive is based on your credit score. Membership and other qualifications apply.

**Visa’s Zero Liability Policy covers U.S.-issued cards only. Does not apply to ATM transactions, certain commercial transactions, PIN or other transactions not processed by Visa. You must notify KCT immediately of any unauthorized use.

'Excluded countries include Ireland, Northern Ireland, Israel, Jamaica and other countries where precluded by law or in violation of the territory terms of the rental agreement. Other restrictions, limitations and exclusions may apply.

Paying online just got easier with Visa Checkout.

Visa Checkout is the easier way to pay with your card online - from the company you know and trust.

Convenience: Pay with a single login from any device. You no longer have to re-enter payment and shipping information when shopping on websites that use Visa Checkout.

Security: Brought to you by the company you trust, and backed by Visa's Zero Liability Policy*.

Rewards: Enjoy everything you already love about your card.

Look for the Visa Checkout logo when you pay online.

 

*Visa’s Zero Liability Policy covers U.S.-issued cards and does not apply to certain commercial card transactions or any transactions not processed by Visa. You must notify your financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details,please consult a KCT Credit Union Member Services Representative.

Enjoy your special savings

One of the great benefits of your KCT Visa® card is your ability to participate in special merchant offers. 

Choose from a variety of discounts at your favorite stores, restaurants, travel agencies and more!

Click the button below to see current offers from hundreds of merchants. 

Visa Merchant Offers

 

Receive free U.S. Shipping on orders over $49 or more at pier1.com when you pay with your KCT Visa card. Free shipping applies to standard shipping rates, is not valid in Alaska or Hawaii and does not include In-Home Delivery

To redeem this offer, CLICK HERE and enter code FREESHIP49 during the checkout process.

*Merchant Terms and Conditions

  • Free Shipping offer applies to standard shipping rates on orders of $49 or more before tax.
  • Offer is not valid in Alaska or Hawaii
  • Offer is not valid in combination with any other offer and does not include In-Home Delivery.
  • Enter offer code FREESHIP49 at checkout.

​Visa Terms and Conditions

  • Void where prohibited or restricted by law.
  • Offer valid only when you pay with you Visa® card.
  • Any taxes are the sole responsibility of the purchaser. 
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