Vehicle Loans

Auto Loans

Lower Rates. More Savings. KCT Auto Loans

Financing your new or used auto at KCT Credit Union could save you a bundle on your auto loan, putting more cash back into your wallet.

Already financed your auto somewhere else?  Don’t worry.  Our loan experts will review your loan to see if we can save you money.  To schedule a loan review, contact us at 847.741.3344.

New Auto rates start as low as 1.99% APR* with discounts**

Used Auto rates start as low as 2.49% APR* with discounts**

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Stay protected with GAP, Mechanical Repair and KCT Protection

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*Annual Percentage Rate (APR). Advertised rate is based on excellent credit history and discounts. 1.99% APR applies on vehicles model year 2017 or newer for a 60-month term or shorter. Offer valid thru August 31, 2018. Other terms and conditions may apply. Payment example: a $20,000 loan with a 60 month term at 1.99% APR would have 59 payments at $350.78 and a final payment of $350.29. Payment may vary from example if electing GAP coverage, Mechanical Repair coverage, or KCT Protection. Rates subject to change. All loans subject to approval.

**New and existing (non-delinquent) KCT Platinum or Platinum Rewards cardholders will receive a 0.25% discount on an approved auto loan rate. Receive an additional 0.25% discount on approved auto loan rate when you setup or have an existing automatic deposit into your KCT Checking account of at least $500.00 per month with automatic loan payment.

Get Out and Ride this Summer

Financing your new or used motorcycle at KCT Credit Union could save you a bundle on your motorcycle loan, putting more cash back into your wallet.

New Motorcycle rates start as low as 2.74% APR* with discounts**

Already financed your motorcycle somewhere else?  Don’t worry.  Our loan experts will review your loan to see if we can save you money.  To schedule a loan review, contact us at 847.741.3344.

Apply now

*Annual Percentage Rate (APR). Advertised rate is based on excellent credit history. Membership and other qualifications apply. The interest rate you receive will be determined by your creditworthiness. Payment example: a $10,000 loan with a 48-month term at 2.74% would have 47 payments at $220.46 and a final payment of $220.34. Payment may vary from example if electing GAP coverage, Mechanical Repair coverage, or KCT Protection. Rates subject to change. All loans subject to approval. Offer valid thru August 31, 2018

**New and existing (non-delinquent) KCT Platinum or Platinum Rewards cardholders will receive a 0.25% discount on an approved Motorcycle Loan rate. Receive an additional 0.25% on an approved motorcycle rate when you setup or have an existing automatic deposit into your KCT Checking account of at least $500 per month with automatic loan payment. 

RV, Watercraft & Snowmobile

Lower Rates. More Savings. More Fun.

RV’s, snowmobiles, and watercraft can help you make memories with your family, but they sure can be expensive. Your loan doesn’t have to be, however. Financing your next RV, snowmobile, or watercraft at KCT Credit Union could save you a bundle on your loan, putting more cash back into your wallet.

Apply now

Whether you are looking for a low interest loan or researching financing options available to you, KCT provides online tools and services that make it easy to learn and finance your automobile. Just take a few minutes to look over our loan options and rates. Once you have decided on a loan that’s right for you, take a minute and apply online.

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