Privacy Policy

WHAT DOES KANE COUNTY TEACHERS CU DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and account balances
  • Credit history and credit scores
  • income and payment history
When you are no longer our member, we continue to share your information as described in this notice.
How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information, the reasons Kane County Teachers CU chooses to share and whether you can limit this sharing.
Reasons we can share your personal information Does the Credit Union share? Can you limit this sharing?
For Our everyday business purposes - such as to
process your transactions, maintain your account(s), respond to court orders and legal investigations, or
report to credit bureaus		 YES NO
For our marketing purposes - to offer our products
and services to you		 YES NO
For joint marketing with other financial companies YES NO
For our affiliates' everyday business purposes -
information about your transactions and experiences		 NO We don’t share
For our affiliates' everyday business purposes -
information about your creditworthiness		 NO We don’t share
For non-affiliates to market to you NO We don’t share

Questions?

What we do

How does Kane County Teachers CU protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Kane County Teachers CU collect my personal information?

We collect your personal information, for example, when you

  • open an account or pay your bills
  • use your credit or debit card or apply for financing
  • make deposits or withdrawals from your account

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to You
  • sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

  • Kane County Teachers CU does not have any affiliates.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

  • Kane County Teachers CU does not share with non-affiliates so they can market to you.

Joint marketing

A formal agreement between non-affiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners include CUNA Mutual Group's MEMBERCONNECT and loan recapture programs.

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Become a Member

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Membership in KCT Credit Union is open to anyone who lives or works within the following counties: Dekalb, DuPage, Grundy, Kane, Kendall, McHenry, and Cook County west of Route 83.