Youth and Teen Accounts

Their future starts today

With our Youth Savers Account, you can help your child establish healthy saving habits and receive tools to help them begin practicing in real life. Plus, our Youth Savers Account earns more than a traditional account, when you open your Youth Savers account with your child you'll recieve a special APY of 0.25% up to a balance of $5,000¹.

Practice simple habits of saving:

• Financial Literacy: Points to Ponder 

          Here you will find financial resources such as articles and helpful tips to share with your child. 

• Activity Worksheets

Click to download: you can find activity sheets to sit down and do with your child that will help them learn the value of money, how to better save, how to budget, and more.

• Receive a piggy bank at account opening!

Fill your piggy bank and deposit it at KCT to earn a $5 bonus deposit.^*

^*Bring back the filled piggy bank (minimum $10) to deposit into a Youth Savers Account and receive a $5 deposit into the account. Offer redeemable twice ($5 each time). Offer only for ages 13 and under. 
¹APY (Annual Percentage Yield). Youth Savers Account eligible for individuals under age 18. Parent or Legal Guardian must be named as join owner (child as primary). Membership and other qualifications apply. 0.25% APY applies to Youth Accounts up to a $5,000 balance, balances above $5,000 will receive the current regular savings rate.