School District 304

Geneva School District 304 Affinity Program

KCT Credit Union awards a $2,500 grant to the Geneva Academic Foundation

KCT, through our partnership with The Federal Home Loan Bank of Chicago, is proud to award $2,500 in grant money to the Geneva Academic Foundation. They are one of eight local foundations/organizations receiving a share of $20,000 in total grant money, as part of the FHLBank COVID-19 Relief Program. The grant money will help fund activities and programs for students and community members.

Switch to a Card with Purpose

Support Geneva School District 304 every time you shop with one of the Geneva Academic Foundation Visa® Cards, issued by KCT Credit Union. With every purchase, KCT donates a portion of the transaction back to the Geneva Academic Foundation, which helps support programs that benefit students throughout Geneva School District 304.

About Geneva Academic Foundation

In 2019, members have helped raise $1,115!

Choose the card that fits you

Choose from a variety of card programs, each with their own Geneva School District design. Whichever you choose, you'll receive great benefits from KCT Credit Union and Visa®. All of our Geneva Academic Foundation card programs include the following benefits:

Additionally, if you shop with a Geneva Academic Foundation Visa Rewards Credit Card you have the option to donate your rewards points back to the Geneva Academic Foundation.


Become a member* today and support Geneva Academic Foundation!

Not a current KCT member? Click the button below and complete the Membership Application and we will make your opening deposit of $5 in your savings account. Once you submit the form, a KCT Representative will follow-up within one business day to complete your membership.

Become a Member

Already a KCT cardholder?

Click the button below to switch your current KCT Visa debit or credit card to a Geneva Academic Foundation Visa Card.

Affinity Card Request Form

About the Geneva Academic Foundation

The Geneva Academic Foundation is an independent 501 (c) (3) nonprofit organization led by an all volunteer board. They seek sources of private funding to support this mission. They raise money with a variety of fundraisers throughout the year for items beyond the scope of taxpayer funding including annual grants, scholarships and an endowment fund.

 

*Membership and other qualifications apply. Savings and Checking accounts are required to open a KCT Membership. KCT will make the $5 opening deposit for your Savings Account. Checking account minimum opening deposit of $25 must be completed within 60 days of account opening otherwise membership will be closed.
1Visa's Zero Liability Policy covers U.S.-issued cards only. Does not apply to ATM transactions, certain commercial transactions, PIN or other transactions not processed by Visa. you must notify KCT immediately of any unauthorized use. 

Geneva School District 304 Affinity Program

The perfect way to pay for everything, every day

Use your Geneva Academic Foundation Visa® Debit Card instead of cash or checks everywhere you shop

  • Simplify your everyday spending and skip the hassles of cash and checks
  • Get enhanced fraud protection with Visa's Zero Liability Policy*
  • Track your purchases online and see them in one convenient place
  • Receive alerts and setup card controls with the KCT Digital Card App

 

3 Ways to use your Visa® Debit Card

  1. Purchases at merchant locations
  2. Online purchases
  3. Bill payments, subscriptions, and other recurring payments


Become a member1 today and support Geneva Academic Foundation and School District 304!

Not a current KCT member? Click the button below and complete the Membership Application and we will make your opening deposit of $5 in your savings account. Once you submit the form, a KCT Representative will follow-up within one business day to complete your membership.

Become a Member


Are you a current KCT cardholder?

Click the button below to switch to a Geneva Academic Foundation Visa Debit Card.

Affinity Card Request Form


Open a Teen Checking with a Geneva Academic Foundation Visa Debit Card and receive the following benefits:
 

Deposit Paychecks
Deposit checks with KCT Mobile by snapping a photo of the check

Access to Online and Mobile Banking
Check your accounts, track purchases, set a budget and more through KCT Online and KCT Mobile

Establish Healthy Saving and Spending Habits2
Our Teen Checking Account is designed to help teens establish healthy saving and spending habits by offering a FREE, everyday checking account and access to financial literacy topics

Open a Teen Checking Account at your nearest KCT branch today!

 

*Visa’s Zero Liability Policy covers U.S.-issued cards only. Does not apply to ATM transactions, certain commercial transactions, PIN or other transactions not processed by Visa. You must notify KCT immediately of any unauthorized use.
1Membership and other qualifications apply. Savings and Checking accounts are required to open a KCT Membership. KCT will make the $5 opening deposit for your Savings account. Checking account minimum opening deposit of $25 must be completed within 60 days of account opening otherwise membership will be closed.
2Teen Checking is designed to help teens establish healthy savings and spending habits by opting out of Courtesy Pay, Overdraft Protection and Regulation E. Must be 13-17 years old to qualify for the Teen Checking Account. Membership and other qualifications apply. Parent or Legal Guardian must be named as joint owner (Teen as primary). Required minimum opening deposit: $25.00.

Choose the card that fits you

All of our Geneva Academic Foundation Visa Cards are backed by state of the art security and convenience features provided by KCT Credit Union and Visa®. Benefits include:

  • No annual fees*
  • Receive alerts and setup card controls with the KCT Digital Card App
  • Manage your accounts and view transactions through KCT Online and KCT Mobile
  • Mobile Wallet enabled (Apple Pay, Samsung Pay and Google Pay)
  • Use Visa Checkout when you shop online to make online shopping more convenient
  • Participate in exclusive Visa Merchant Offers
  • Get Visa’s Zero Liability Policy1 fraud protection
  • Rental car coverage with Visa's Rental Collision Damage Waiver2 - you'll be covered for damage due to collision or theft on auto rentals. Secure and charge your rental with your Geneva Academic Foundation Visa Credit Card and decline the collision damage waiver (or loss damage waiver) offered by the rental agency.

Geneva Academic Foundation Visa Credit Card (7.99% - 12.99% APR3)

An easier way to pay, every day
Enjoy a low, fixed rate on all purchases made online, around town or anywhere Visa is accepted. 

Apply Here 

Geneva Academic Foundation Visa Rewards Card (11.99% - 16.99% APR3)

Earn rewards with every purchase
Make all your purchases more rewarding, in person and online, with a Geneva Academic Foundation Visa Rewards Card.

  • Earn 1 point for every $1 you spend. Plus, choose from hundreds of great rewards, including gift cards, merchandise, travel and more at affinity.kctrewards.org
  • Give even more back to the Geneva Academic Foundation by selecting the option to donate your points as cashback to School District 304.
  • Rreceive 6,000 bonus points when you spend $1,000 in the first 45 days of opening your card. That's enough points for a $50 gift card!
  • Participate in special offers from hundreds of merchants when you use your Geneva Academic Foundation Visa Rewards Card. See exampls at affinity.kctrewards.org.

Apply Here

Not a current KCT member"? Click the button below and complete the Membership Application and we will make your opening deposit of $5 in your savings account. Once you submit the form, a KCT Representative will follow-up within one business day to complete your membership.

Become a Member

Are you a current KCT cardholder? Click the button below to switch your current KCT card to a Geneva Academic Foundation Card.

Affinity Card Request Form

 

1Visa’s Zero Liability Policy covers U.S.-issued cards only. Does not apply to ATM transactions, certain commercial transactions, PIN or other transactions not processed by Visa. You must notify KCT immediately of any unauthorized use.

2Excluded countries include Ireland, Northern Ireland, Israel, Jamaica and other countries where precluded by law or in violation of the territory terms of the rental agreement. Other restrictions, limitations and exclusions may apply.

3Annual Percentage Rate (APR). The rate you receive is based on your credit score. Membership and other qualifications apply.

"Membership and other qualifications apply. Savings and Checking accounts are required to open a KCT Membership. KCT will make the $5 opening deposit for your Savings Account. Checking account minimum opening deposit of $25 must be completed within 60 days of account opening otherwise membership will be closed.

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