Protect yourself from the recent Equifax Breach

On September 7, 2017, Equifax Inc, disclosed a recent data breach that potentially impacts roughly 143 million U.S. consumers. Beginning the middle of May through July 2017, criminals were able to exploit a vulnerability on an Equifax website application and gained unauthorized access to sensitive, personal information.

Personal information accessed included names, birthdates, addresses, Social Security numbers as well as credit card numbers of roughly 209,000 U.S. consumers.

While most consumers do not interact directly with credit bureaus, financial institutions, credit card companies, retailers and other lenders are required to report account information to them for credit reporting purposes.

Equifax has established a secure site to check if your personal information has been potentially impacted (https://www.equifaxsecurity2017.com/potential-impact/). Additionally, Equifax is providing a one-year complimentary identity theft protection and credit monitoring services through TrustedID Premier for all U.S. consumers regardless of whether or not your personal information was potentially impacted.

Learn more at, https://www.equifaxsecurity2017.com/enroll/.

How can KCT Credit Union help protect your account?

The KCT Digital Card app allows you to receive near real-time alerts whenever your KCT debit or credit card is used. You can create text, email and push notifications based on the type of transaction that occurs (transactions over a certain amount, card not present/online, international, ATM withdraw and gas station).

     

Suspected Fraud Notifications - It is important to ensure your contact information is up-to-date with the credit union so that we may contact you promptly when there is suspicious activity on your debit or credit card accounts. You can view and update your current contact information through KCT Online/Mobile by selecting the ‘Contact’ page from the ‘Settings’ menu.

KCT Online and the KCT Mobile app allows you to setup alerts for transactions, balance thresholds, automatic withdrawals and more. To setup alerts on your account, simply login to KCT Online or the KCT Mobile app and select ‘Notifications’ from the ‘Settings’ menu.

Review Account History/Statements frequently for suspicious activity and contact KCT Credit Union immediately at 847-741-3344 if you discover anything suspicious.

All of our KCT Visa® cards include Visa’s Zero Liability Protection* which means you are not liable for any fraudulent purchases made with your card.

KCT Credit Union Security Commitment
At KCT Credit Union, we’re committed to protecting your privacy and security. If you have received suspicious emails or phone calls from someone claiming to represent the credit union, please contact us at (847) 741-3344.

Other resources

*Visa’s Zero Liability Policy covers U.S.-issued cards only. Does not apply to ATM transactions, certain commercial transactions, PIN or other transactions not processed by Visa. You must notify KCT immediately of any unauthorized use.

 

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