KCT Holiday Shopping Guide

DIY (Do it yourself)

Stuck on what to give this holiday season? Look into making something crafty. Do-it-yourself (DIY) has become a major trend over the last few years. Platforms like Etsy, Pinterest, and YouTube, have helped tremendously in this creative growth. Making a gift for someone allows it to be more personalized and unique for the individual. Make something new you want to learn, or add a new twist on something you already love to make, and create it for someone else. Nothing says, “Happy Holidays” like creating with a cheerful heart.

Shop Black Friday and Cyber Monday

If you’re planning to shop this Thanksgiving weekend, here are a few tips to help take full advantage of Black Friday and Cyber Monday deals.

First, start by planning which stores you are going to. Two great tools to use are www.theblackfriday.com or www.theblackfriday.com/cyber-monday/, which compiles ads from multiple stores. You can plan which items to buy in the store on Black Friday and which ones to purchase online during Cyber Monday. Once you make a plan, create your route to be efficient in location to your home. That way you’ll save time and gas when driving around from store to store. If you happen to miss out on Black Friday or Cyber Monday shopping, don’t worry, sales will still be around before the holiday arrives. There may be fewer promotions, but keep an eye out for competitive pricing and don’t assume you’re too late to get a good deal.

 

Know Your Budget

One of the most common mistakes that people make during holiday shopping is spending more than necessary. The easiest way to avoid this is to set a budget. KCT Online and KCT Mobile have a budgeting tool to help you stick to your holiday season budget.

KCT’s budgeting tool can help you track all your holiday expenses, including gifts, wrapping paper, donations and even travel. Simply define your spending limits and assign each purchase a category. See a snapshot of your spending from the dashboard on KCT Online or by selecting Budgets thru the KCT Mobile app.

Do Research

One of the easiest ways to make sure you’re getting the best deals this season, is to do research. Start researching early to find out all you can about the products you want to buy. Look at the reviews or projections of the products. Search different stores and websites for pricing and sales to find out when you can get the best deals. Sometimes stores offer better discounts online, so make sure you check to see what the best options are for your purchases. Go the extra mile to do the research, because it will help you to know you made the right decisions.

Start Early

Don’t let the holiday season sneak up on you and start your shopping early. Once you’ve made your list, plan your shopping sprees to take advantage of early season sales, avoid crowded stores and delayed deliveries as the holidays get closer.

Online shopping is becoming rapidly more popular and can be a great tool for someone with a busy schedule. Even if you plan to shop online, it’s still important to start early to ensure all your packages arrive on time and correctly. As the holidays approach, there’s a greater risk that your packages may be delayed or arrive too late.

Enjoy more of your holiday season festivities and get your shopping done early. Waiting till the final moment can cause more stress and overspending. To avoid these concerns this holiday season, don’t hesitate to get started.

Make a List

The upcoming holiday season is quickly approaching! Before it hits full speed, take steps to keep yourself organized and on track. The best way to start is by making a list.
Make a list of every person you would like to give to this holiday season, including people you may tip a little extra (like a babysitter, hair dresser, etc.). After you write down the names, note what you would like to get each person and how much you want to spend on them. Once you buy for a person, cross their name off the list to avoid the mistake of double purchasing. Making a list will help you to better manage your holiday shopping budget and keep yourself organized in the chaos.

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