Government Shutdown Relief

KCT would like to help our members who have been impacted by the government shutdown. If you are worried about any upcoming KCT loan payments, please contact us at 847.741.3344 or visit your nearest branch so that we can discuss options available to you in these difficult times. 

No payment for 90 days!2

KCT is committed to helping individuals affected by the government shutdown. We understand that this has had a negative impact on your day to day life and want you to know that…

We're here to help!

Call or visit us today! 
847.741.3344 or find your nearest KCT branch at

Not a member yet? Don’t worry, it’s on us! Visit to see if you're eligible for membership and we’ll make your $5 opening savings deposit and waive the $25 minimum opening deposit for your free Checking Account with Visa Debit card!1

Click below to find out if you are eligible to become a member.

Membership Eligibility

1Annual Percentage Rate (APR). Membership and other qualifications apply. Offer valid only for Federal Employees who have been affected by the government shutdown. Most recent paystub or proof of income required to receive loan. Maximum loan amount is 75% of your last pay prior to the shutdown.  Loan minimum $500. Loan maximum $2,000. 2Payment example: a $2,000 loan at 4.99% APR with a 90 day payment deferral will have 6 payments of approximately $341. Loan funds must be deposited into a KCT Checking Account. All loans subject to approval. Offer valid until Federal Government is reopened.

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