Get paid sooner!

Members can now get their direct deposit up to 2 days early*! Not a member yet? Visit to start your membership today! KCT will fund your opening $5 Savings Account deposit1. Call us at 847.741.3344 for more information or find your nearest branch at

*Early direct deposit is available for KCT members that set up direct deposit with their employer or other payer to receive electronic deposits of regular periodic payments (such as salary, pension, or government benefits). Early direct deposits may be available to you up to 2 days earlier, however, we are dependent on the timing of your payer’s payment instructions and therefore you may not always see your direct deposits arrive early. We also cannot guarantee that you will receive early direct deposit due to unanticipated circumstances. It may take two cycles for your direct deposits to take effect and eligibility may vary between pay periods.