Visa Platinum

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Make all your purchases easy and secure, in person and online, and receive competitive interest rates with a new KCT Visa® Platinum Credit Card. 

Enjoy the convenience of Visa and great service from KCT

  • Simplify your everyday purchases
  • No annual fees*
  • Mobile wallet enabled
  • Fixed interest rates at 7.99%, 9.99% or 12.99% APR'
  • Get Visa's Zero Liability Policy fraud protection**
  • Use it at millions of places worldwide
  • Track all your purchases with KCT Online and the KCT Mobile app
  • With your Visa Platinum card, you’re covered for damage due to collision or theft with Visa’s Auto Rental Collision Damage waiver''. Secure and charge your rental to your covered card and decline the collision damage waiver (or loss damage waiver) offered by the rental agency.

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'Annual Percentage Rate (APR). The rate you receive is based on your credit score. Membership and other qualifications apply.

**Visa’s Zero Liability Policy covers U.S.-issued cards only. Does not apply to ATM transactions, certain commercial transactions, PIN or other transactions not processed by Visa. You must notify KCT immediately of any unauthorized use.

''Excluded countries include Ireland, Northern Ireland, Israel, Jamaica and other countries where precluded by law or in violation of the territory terms of the rental agreement. Other restrictions, limitations and exclusions may apply.

Visa Platinum Rewards

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Earn rewards with every purchase

Make all your purchases more rewarding, in person and online, with a KCT Visa® Platinum Rewards credit card.

  • No Annual Fees*
  • Fixed interest rates at 11.99%, 13.99% or 16.99% APR.' 
  • Mobile wallet enabled
  • Earn 1 point for every $1 you spend. Plus, choose from hundreds of great rewards including gift cards, merchandise, travel and more at KCTRewards.org.
  • Receive 6,000 bonus points3 when you spend $1,000 in the first 45 days of opening your card. That’s enough points for a $50 gift card!
  • Participate in special offers from hundreds of merchants when you use your KCT Visa Platinum Rewards Credit card. Learn more about current merchant offers at KCTRewards.org.
  • Track your purchases with KCT Online and the KCT Mobile app.
  • Use your card at millions of places, around the corner, online and all over the world.
  • Your purchases are protected with Visa's Zero Liability Policy.**
  • With your Visa Platinum Rewards card, you’re covered for damage due to collision or theft with Visa’s Auto Rental Collision Damage waiver''. Secure and charge your rental to your covered card and decline the collision damage waiver (or loss damage waiver) offered by the rental agency.

Apply Now

 

'Annual Percentage Rate (APR). The rate you receive is based on your credit score. Rates, terms and conditions are subject to change without notice. Credit card approval depends on creditworthiness and other qualifications. Membership and other qualifications apply.

**Visa’s Zero Liability Policy covers U.S.-issued cards only. Does not apply to ATM transactions, certain commercial transactions, PIN or other transactions not processed by Visa. You must notify KCT immediately of any unauthorized use.

''Excluded countries include Ireland, Northern Ireland, Israel, Jamaica and other countries where precluded by law or in violation of the territory terms of the rental agreement. Other restrictions, limitations and exclusions may apply.

3KCT Platinum Rewards Cardholders can receive 6,000 bonus points when they make $1,000 in qualified purchases, within the first 45 days of loan opening. Qualified purchases exclude cash advances.

Visa Classic

Make all your purchases easy and secure, in person and online.

Build your credit with the KCT Visa Classic Credit card


Apply today for a KCT Visa® Classic Credit card. This is the perfect card for members who are looking to establish or rebuild their current credit score. 

Apply Now

  • Simplify your everyday purchases
  • No annual fees*
  • Mobile wallet enabled
  • Fixed interest rates at 17.99%, 19.99%, 23.99% or 27.99% APR'
  • Get Visa's Zero Liability Policy fraud protection**
  • Track all your purchases with KCT Online and the KCT Mobile app
  • With your Visa Classic card, you’re covered for damage due to collision or theft with Visa’s Auto Rental Collision Damage waiver''. Secure and charge your rental to your covered card and decline the collision damage waiver (or loss damage waiver) offered by the rental agency.

 

'Annual Percentage Rate (APR). The rate you receive is based on your credit score. Membership and other qualifications apply.

**Visa’s Zero Liability Policy covers U.S.-issued cards only. Does not apply to ATM transactions, certain commercial transactions, PIN or other transactions not processed by Visa. You must notify KCT immediately of any unauthorized use.

''Excluded countries include Ireland, Northern Ireland, Israel, Jamaica and other countries where precluded by law or in violation of the territory terms of the rental agreement. Other restrictions, limitations and exclusions may apply.

Enjoy your special savings

One of the great benefits of your KCT Visa® card is your ability to participate in special merchant offers. 

Choose from a variety of discounts at your favorite stores, restaurants, travel agencies and more!

Click the button below to see current offers from hundreds of merchants. 

Visa Merchant Offers

 

Merchant Terms and Conditions

Offer valid: January 1st, 2020 through December 31st, 2020

*Prices & Discounts are exclusive of applicable service and shipping charges and taxes. Items may vary and are subject to availability, delivery rules and times. Offers available online and by phone.Offers cannot be combined, are not available on all products and are subject to restrictions, limitations and blackout periods. Prices and charges are subject to change without notice. Void where prohibited. ©2020 1-800-FLOWERS.COM, INC.

**Merchandise Value is defined as gross sales less taxes, service, relay, shipping and handling charges.

1-800-Flowers is solely responsible for this offer.

CO-OP Shared Branch Enterprise Car Sales
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